Supply Capital Technologies (SCT) is a tech-driven supply chain financing platform designed to close the funding gap for small and medium-sized enterprises (SMEs) in Emerging Markets strating with Latin America. Leveraging over 15 years of experience and nearly $1 billion in disbursements, SCT combines real-time infrastructure, AI-enhanced credit assessment, and invoice-level insurance to deliver highly liquid, low-risk investment opportunities. Its fully digital architecture—including integrations with credit insurers like Munich Re, lockbox structures, and centralized invoice repositories—ensures transparency, compliance, and scalability. With over 150,000 invoices purchased and 9,000+ clients served, SCT offers investors access to uncorrelated, above-market returns while enabling underserved businesses to unlock immediate working capital.
Investment Horizon
3-7 Years (suggested)
Key Factors
Market Adoption, Technology Integration, Scalability, Regulatory Environment
Project Stage
Early-Stage Growth, Expansion, Technology Adoption
Target Region
Latin America (with focus on Colombia, Mexico, Peru)
Technology Focus
Logistics Software,
E-commerce Fulfillment, Supply Chain Analytics, IoT Solutions, Last-Mile Delivery
Typical Investment Size
Varies, depending on company stage and technology (suggested)
SCT streamlines the financing process through a fully digital, plug-and-play infrastructure. By leveraging real-time APIs, automated KYC, and e-invoicing integration, SCT reduces operational complexity and costs. Its tech-enabled platform enhances underwriting accuracy and eliminates manual bottlenecks, enabling faster transactions and lower overhead for both financial institutions and their SME clienT.
SCT addresses the chronic underfinancing of SMEs in Latin America, where over 90% of businesses often lack access to traditional credit. Through its scalable factoring model and advanced data analytics, SCT empowers previously excluded businesses to access working capital quickly, driving their ability to grow, fulfill larger orders, and expand into new markets. This access unlocks a $35B+ market opportunity with massive unmet demand.
By integrating real-time credit insurance, invoice validation, and a lockbox trust structure, SCT ensures end-to-end transparency and de-risks the investment process. The platform’s ability to individually insure invoices and maintain daily reporting provides institutional-grade confidence and resilience—even in volatile market conditions. This structure not only protects investors but also reinforces trust among ecosystem participant.
“Investing in supply chain technologies is essential for driving economic growth and competitiveness in Latin America. At Kandeo, we are committed to supporting innovative companies that are transforming the way goods and services are moved across the region.”
Eduardo Michelsen
CEO Kandeo
